700 credit score auto loan?

700 credit score auto loan?

Ok here is the situation. I am 22 years old with a 700 credit score. I make 2k/month net and have very little bills. Have had this job for a year. i pay 300/mo in rent and i pay 170/mo for a 14k school loan. (this is what has gotten me the 700 cs) I would like a 20k auto loan. paying $3,500-5k down. Do you think I would be able to get financing? I have driven an old car for 5 years now that i paid $3,500 in cash for. I want to upgrade. or could i lease? i know leasing requires hardcore excellent and abundant credit history so I know probably not. do tell.

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I have a two year gap in national insurance contributions as I was taking care of a sick relative and not claiming any benefits as other family members were supporting me. What is the minimum amount I should pay to fill the gap.

What do car insurance companies use to determine car value?

I just bought a 2008 used car. I bought GAP insurance (pays the difference between what the car is worth and the amount of the loan if the car is totaled) for $600. I have 30 days to cancel the insurance for a full refund (to my finance company). Do insurance companies use Kelly Blue Book retail value, private sale or trade-in value to determine the value they will pay for a totaled car? If they use retail or private sale, I can cancel and be okay if I get totaled, but if it is trade in, I will be $3000 in the hole with no car.

Do you have life insurance?

Ok we have been married for 10 years with 2 small boys. My husband works, I don't. I think he needs disability insurance and life insurance just in case something happens to him. And maybe even life insurance on me and the boys to cover at least funeral costs.. He thinks it's a big waste of money but I think we should. Also, my sister asked me if I would take her boys if something happen to her and brother-n-law. I said of course!! She told me that I would then get XX amt. of money from her life insurance... She also stated it's in their will!! OMG do I need a will too. What do I need in this will. I don't want my kids in foster care so I should name some people who would care for our boys..

I'm looking for a sporty car with low insurance rates and preferably american made around $15,000?

I'm looking for a sporty car with low insurance rates and preferably american made around $15,000?

Car insurance for a 17?

How do. I'm 17 and have just passed my driving test. I will be buying a 1.2/1.4 Fiat Punto soon on a 56 plate. How much roughly will this cost me on insurance? TY VM

Add a person without valid Drivers License to my car insurance?

In the state of Kentucky, is it possible to add somebody to my car insurance policy if that person doesn't have a valid drivers license? The reason I'm asking is because my mother in law financed a car for me but doesn't have a drivers license. But according to state law, she needs to have insurance. Thanks

Insurance Prices?

Boy I did'nt know it was so expensive what company has affordable insurance for used cars. Or new I don't know what im getting yet.

What's an good place to get auto insurance?

What's an good place to get auto insurance?

Wich car is cheaper for insurance?? 93 civic hb or 91 talon non turbo?

im 16 i would also like know how much cheaper sedans are on insurance than coupes.........and if hb are cheaper than coupes also thanks

Cheapest Car insurance in New Jersey?

Looking for cheap car insurance companies in New Jersey.

Can I have two Health Insurance Policies from different states?

Before you answer, please read this thoroughly. I am a student and Illinois Resident. I have PPO health insurance in Illinois that I pay out of pocket for. $1000 deductible, 100% covered. I go to school in Florida and have employer insurance in FL (ever since Sept 2008), but it's an HMO. The PPO my job offers has no deductible but is 80/20 coverage, so I opted the HMO. For the average person, it would make no sense to have 2 policies, but I'm not ordinary. I have many pre-existing conditions (some I was born with), hence the Illinois coverage. In Dec of last year, before my FL insurance kicked in, I had a multitude of issues which caused me to have to use my BCBS of IL in Florida where I'm attending school. Many of those things are at bay now, but for doctor visits, exams, etc to arise other than routine check ups, should I start using my FL HMO insurance and just use my IL insurance for when I visit home during breaks? Or should I just drop my FL insurance altogether? The reason this is an issue is b/c I am afraid I my rates will go up or they drop me if I continue to use my insurance which was meant to be for IL, but I have been using it in another state. Yes they will cover b/c it's PPO and it falls under the BCBS umbrella, but this is the risk I take. I will NOT drop my Illinois insurance because I have pre-existing issues that is NOT covered by my FL insurance, so switching isn't even on option. Plus they keep doing layoffs and my certainty at this job isn't guaranteed. Furthermore, I keep reading about fraud, this is not my intent. I am just trying not to have my rates rise anymore b/c I am a student and not making much as it is. I am looking for the best coverage because good health care is my primary concern. I am NOT trying to file a double claim with both insurances, and I am NOT trying to collect any money out of this. Things happen like the flu, ER visits, and any other reason to visit the doctor when you are sick or injured. I have a 2 week window during open enrollment to drop my coverage thru my job. I pay only $20 per paycheck for my FL HMO insurance. So the little amount really isn't that much to fret over, but I need to know b/c I don't want my IL insurance to go up or to be denied covereage b/c I have two policies out there. Someone please give me some guidance. :) I have called my insurance company on both ends, but I can't get a straight answer from either. It's always the you need to contact the other company for the answer . So I am running around in circles. I was even told to just find out after I use my FL insurance to see. I'm afraid to take the gamble.

Optional insurance from Hertz in USA?

Hello, I'm from Australia and will be renting a car from Hertz in Los Angeles. Included in my hire charges is: - Airport concession fee recovery - Loss Damage Waiver - Taxes - Liability Insurance Supplement - Vehicle license fee recovery - Customer Facility Charge - MISCELLANEOUS LOCATION TAX - California Tourism Commission Assessment - Unlimited Free Miles I've previously been duped into buying extra insurance or unnecessary insurance. I'm told this is not included: - Personal Accident Insurance / Personal Effects Coverage - PREMIUM EMERGENCY ROADSIDE SERVICE Can someone help? Do I require these extra insurance options? What do they actually cover? Thanks!

Question about me (22 years old) and my dad's car insurance?

i'm getting a used car soon and i'll be paying for it. it'll be in my name. i'll be the one who drives it, so i won't be an occasional driver. i live in georgia and my dad has state farm. he says that i'll be under his car insurance because it'll be cheaper. i live at home with my dad. i read online about fronting and i don't intend to do that. are there any ways other than fronting that i can be with his car insurance or would i have to get my own car insurance? i just got my license a month ago and i have a full time job if that matters. thank you in advance.

How much will my car insurance be?

I live in Dallas Texas, I'm 18 years old, I've had defensive driving school, which I've been told gives you at the most 10% off your rate...i own a 1998 Jeep Grand Cherokee Laredo, in REALLY good condition, car alarm...all the gadgets...but since I'm 18 who would be the best to go with...also I'm seeking FULL Coverage for the first 6 months of driving in Dallas, because people do not know how to drive and I want to make sure I'm covered...any help or advice??? THANX

Heath insurance help ?

what is affordable heath care plans ? and do u have 2 pay monthly 4 heath insurance

How can I get insurance on a car that is being bought for me and my name is not on the title?

My daughter is buying the car on her credit, so I can pay her. When it comes to the insurance on the car, how do I get the insurance in my name and have her as an occasionally driver on the policy? Can that be done

Car Insurance, including APR?

So, im looking for car insurance and I found the cheapest one for me. 'A deposit of 70.00 payable by credit or debit card followed by 10 monthly instalments by Direct Debit of 55.90. Total payable is 629.00 including APR of 29.6%.' What does it mean including APR of 29.6% That I will have to pay an extra 29.6%. Its my 3rd year driving and I've never seen this before.

Question about car insurance and car shop.. Need help.?

I just got into an accident my whole front bumper is totally gone. Im wondering is it possible for the shop and the insurance to put a new bumper but not the oem bumper i want a new body kit? I have full coverage my car is a 2009 toyota corolla S.

700 credit score auto loan?

Ok here is the situation. I am 22 years old with a 700 credit score. I make 2k/month net and have very little bills. Have had this job for a year. i pay 300/mo in rent and i pay 170/mo for a 14k school loan. (this is what has gotten me the 700 cs) I would like a 20k auto loan. paying $3,500-5k down. Do you think I would be able to get financing? I have driven an old car for 5 years now that i paid $3,500 in cash for. I want to upgrade. or could i lease? i know leasing requires hardcore excellent and abundant credit history so I know probably not. do tell.

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